Risk Management for the Financial Sector
Independent advisory services for banks and credit unions.
Our Services
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Independent look at a purchase or sale: valuation, credit due diligence, concentration risk, and what the deal does to capital, liquidity, and the allowance. We can also assist you in finding the right acquisition target or purchaser.
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Independent loan review for banks and credit unions. Every institution needs a periodic, independent look at the credit portfolio. Reviews cover quality, concentrations, and emerging risk so boards and management can see where the portfolio actually stands.
The same work supports acquisition due diligence: a focused loan review of the target portfolio before a purchase or merger.
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Preparation and independent challenge ahead of safety-and-soundness exams. For institutions under supervisory findings or enforcement actions, work is scoped to correct what the regulators required and support getting the order lifted.
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Independent review of the Bank Secrecy Act and OFAC programs, as required by federal regulation. Scope covers the BSA/AML program, OFAC screening, and reporting so the board has a documented third-party review.
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Interim CEO, COO, CLO, or CFO coverage when an officer leaves and a successor is not in place. Also used when a board removes a senior manager and needs stable leadership for months or longer while a permanent search is made.
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Support for core conversion or a major system change: mapping current processes, designing the new ones, and standing them up so operations hold together through the cutover. Can also serve as project manager for the conversion or implementation.
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Drafting and implementing policies and procedures for a de novo or an existing bank or credit union, written to match how the shop actually runs and how examiners will read them.
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Management succession planning, institution-wide assessments, and market or feasibility studies for community banks and credit unions—including the feasibility assessment required for a de novo application. Also supports merger and acquisition due diligence so the board can see the target and the combined institution clearly before a deal.
Work With Us
Use the form ahead of an exam, after a finding, for a portfolio question, a core conversion, or interim coverage of a vacant senior role.
Huntsville, Alabama · Brentwood, Tennessee

